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(NUMBER 3)

(3a)

Consumer goods can be defined as goods that mainly used for immediate purpose and which can not last long before it will expire.It’s a consumer goods that can satisfy consumer wants.

OR

Consumer goods can be defined as goods and services that can satisfy the consumers immediate needs. These goods do not required further process of production for there use by the consumers.

(3bi)
Fixed capital: These are assets which are not used up in the course of production. Fixed assets include those durable assets of a business that can last for a very long time.
Example of fixed capital are land ,buildings,tools ,motor vehicles,plants and machinery

(3bii)
Social capital: This include those forms of capital or assets provided by the government that aid production.
Examples of social capital are amenities provided by the government which are roads,electricity, water and telephones .

(3bii)Circulatory Capital:These are assets which are used up in the course of production.These consists of capital goods which either Change their form or are used up in the process of production. Examples of working capital includes raw material, water and fuel

(3c)
(i) Economic growth: High growth and consumer confidence encourages higher spending and fall in saving ratio
(ii) Low income discourages savings
(iii) Inflation: High inflation may discourage cash saving.

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